The Forums › Forums › Tools, Techniques & Treatments › What Worked For Me… › Having ADHD Co$T$ Money › Re: Having ADHD Co$T$ Money
What’s really shocking is how many NON-ADD people have decided that “winning the lottery” is their retirement plan.
They’ll line up overnight to buy the latest electronic gadget or video game (never mind that the one they lined up to buy last year still works beautifully), and put it on their credit card (which is already pretty full of similarly stupid purchases), but they insist they can’t manage to put aside a little money for the future.
If THEY can’t do it, how can WE?
The key is to have a plan.
I spent my whole life spending money before I earned it, and my parents had to bail me out several times. Then, I decided to save up for a trip to England. I began giving myself an allowance from my earnings, and putting the rest into a high-interest savings account that requires a day’s notice of any withdrawals. And I started picking up as many extra shifts as I could at work, and banking the extra money, instead of spending it.
Result: I saved up more than enough for my trip, and had a lovely time.
I also changed the habits of a lifetime—mostly, since I still make some impulse purchases, but nowhere near as many as before. When I got an inheritance from my grandmother, last year, I put it all into a high-interest account, instead of blowing it.
I’m still banking most of what I earn, giving myself a small allowance, and picking up as many extra shifts as I can. It gives me a feeling of being in control, and the security of knowing that I have funds to tide me over in an emergency. That feels a lot better than the momentary thrill of a bunch of impulse purchases!
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