Re: Paying Bills on Time

[munchkin]

I’ve never really been able to keep a checking account balanced because I forget about checks that are pending. If I can’t see exactly what my balance is at all times, I get completely screwed up. After serious legal problems, I stopped using checks. If I could just get a large enough balance in the account to allow for mistakes, maybe I could try again. In the meantime, I have a bills list. When a bill comes in, I immediately open it, and write down the creditor, amount and due date on my list. Then, whenever I get paid, I pay everything on the list by getting money orders and mailing them in. The money orders are drawn from my acct immediately, so there are no pending transactions to confuse me. The list works because even if I misplace the bill, I can still just look up the payment address online and mail the payment in with my own envelope. Unfortunately I lost the list when I was cleaning up for guests to come over – but persistence! I have started a new list, and if there are any bills that fell thruogh the cracks, I will get a late notice and be frustrated, but at least I will get right back on track. Important to get right back on that horse!!! 😆

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